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GUERRILLA TACTICS THAT WILL GIVE YOU A GOOD CREDIT RATING

LEARNING HOW TO GET CONNECTED WITH GOOD CREDIT

also see: Building $25,000 worth of Business Credit Free

Obtaining credit can be incredibly easy or extremely difficult. Once you have established credit, it can open doors of opportunity you never even considered being a possibility. Credit can allow you to take the dream vacation of a lifetime, drive a luxury car, dress in the latest fashions, achieve the American dream of owning your own home, or starting your very own business.

The fact is, now that society has rapidly shifted into the fast-lane of being a cashless society, it would be almost unthinkable not to have credit. People who have the misfortune of losing their good credit rating in today’s world, will most certainly immediately begin to feel like social outcasts.

It is a very traumatic experience when people find out something is wrong with their credit. Millions of people have been, and will continue to be notified they now have bad credit. Many don’t seem to understand how it all came about! What they do know, however, is that all of a sudden they aren’t as well-off as someone who still has their good credit.

Without good credit, people soon discover it’s difficult to just keep up with the no-frills, everyday existence items that are needed. Unless an individual knows how to improve, increase and repair their own credit, they will have to overcome many obstacles.

Most people don’t have the slightest idea of where to begin. But once you read the following “GUERRILLA TACTICS” you will learn how to quickly improve and repair your good credit starting Today!

TO PUT YOUR PLAN IN MOTION YOU MUST
KNOW
WHO THE CREDIT REPORTING AGENCIES ARE

Credit Bureaus are extremely powerful organization. Going against a credit reporting agency is almost like a military encounter. Fortunately, once you’re armed with the Guerrilla Tactics provided in this report, you can rise to the occasion of winning both the battle and the war!

In the beginning it may appear as if Credit Bureaus have the advantage. After all, if you are an adult living in America, the overwhelming odds are that a credit bureau somewhere knows who you are, where you live, the name of every employer you ever worked for, how many times you applied for credit, how many times you were denied or approved, and how many time you were late in making a payment. Similarly, it’s all in a credit report that once accessed by a subscriber, will tell them whether or not you should receive additional credit. The ultimate decision is arrived at by looking at the entries in your file.

MAJOR CREDIT REPORTING AGENCIES

1) Chilton Creditmatch Systems, 12606 Greenville Ave., Dallas, TX 75243

2) CIB “Credit Bureau Inc.”/EQUIFAX, P.O. Box 4091, Atlanta, GA 30302

3) Pinger Systems/Associated Credit Services Inc., 652 E. North Belt, Ste. #400, Houston, TX 77060

4) TRW Credit Information, 505 City Parkway West, Orange, CA 92667

TO ACHIEVE YOUR CREDIT GOALS, YOU HAVE TO OBTA
IN
YOUR CREDIT REPORT AND THEN ATTACH WITH PRECISION!

There are approximately 5,000 credit reporting and collection agencies operating in the United States today. If a credit problem exists it may or may not be brought to your attention. For example, damaging inquiries and variations may appear in your file without your knowledge. However, if you apply for credit and there is a problem whereby you were rejected, you would be notified by the lender and told that the credit application denial was the result of a credit bureau report.

If you either know or suspect you have a credit problem, there is no way to know what you are up against unless you get a copy of your credit report. This is where any major roadblock to getting credit will surface.

Even before you attempt to obtain or increase credit lines, you should first obtain all credit reports that are available on you. You can accomplish that by calling for one or more of the credit bureaus listed and asking for your credit report. There may be a small fee for this service. However, if your application for credit is denied by a creditor, then you can receive a credit report at no charge from the credit reporting agency. We recommend that you do not wait until a credit card company, bank, or other lender denies your application for credit, before you obtain the report.

Even if you don’t suspect a problem, you should get a credit report on yourself just to identify any false of incorrect information that has been entered into your file. Damaging computer errors, human entry errors, incorrect social security numbers, addresses, employers, and income errors happen all the time. At the very least, you should make certain you haven’t become the victim of computer error.

ACCELERATING YOUR CREDIT APPROVAL

BY MATCHING & CONTROLLING CONNECTIONS

Bankers and lenders in a certain geographic area usually turn to one credit reporting agency. There are many, however, that subscribe to more than one. That can work in your favor because in many cases your complete credit history may never be accessed by a credit bureau located in another area.

Your credit file could list multiple damaging information in one credit report, but never show up in another! By obtaining your credit reports in advance, you will know which lender to approach for credit. All you have to do is ask!

HOW TO ACTIVATE A BANKER’S DESIRE

TO FORCE MONEY INTO YOUR HANDS!

By applying for credit through a bank of other lender that subscribes to a credit reporting agency outside the area, there’s every reason to believe that some damaging information will not appear in your file.

Remember, the only way bankers and lenders can survive is to extend credit to consumers. By taking steps to sidestep one credit report that has negative entries, and taking advantage of another that show you as a good credit risk, creditors will practically force hard cash into your hand. Here’s how:

1) Obtain a credit report form one of the credit bureaus to determine if there are damaging entries that might cause your credit application to be denied.

2) Call several banks of other lenders and ask the receptionist, etc., which credit bureau they use in their application approval process. If the individual tells you they don’t know, ask them to find out.

3) Select a bank or lender that subscribes to a credit reporting agency other than the one typically used in the area.

4) Obtain a credit report from the credit reporting agency that your selected lender uses.

5) Repeat step number 4 until you find a report that is favorable to your and shows the least negative entries.

6) The only thing left for you to do is apply with that bank, lender, or other creditor that subscribes to the credit bureau that has a credit report the most favorable to you.

BULLDOG TACTICS SO POWERFUL
THEY’RE DEVILISH!

When you receive your credit report, write down every piece of information that is inaccurate or untrue. Even if an entry is partially true, you may still want to dispute it. Especially if your credit report will be improved as a result.

Read all of the instructions on the back of your credit report very carefully. Symbols may be used for much of the information entered and you will have to understand each one. It’s easy to become confused but a number you can call if you have a question will be provided.

Here are steps you can take to have damaging entries removed from your credit report:

1) Make a list of inaccurate or untrue entries that you find in your credit report.

2) Call the credit bureau and tell the appropriate person that you want to dispute an entry you have noted on your credit report.

3) Don’t allow any credit bureau employee to talk you out of proceeding with your appeal. To avoid a distracting confrontation, don’t even tell them you want to challenge. They won’t initiate any action on your behalf anyway until they receive your appeal request in writing.

4) To initiate the proper appeal procedure, ask the person you speak with to send you a “Dispute Form.”

5) Complete the “Dispute Form” and return it to the credit bureau by certified mail.

6) When the credit bureau receives your written dispute request they will then attempt to verify the dispute you ahve indicated with the bank, lender, or creditor responsible for having the damaging information listed.

7) You will be notified of their decision withon 30-45 days.

This technique will work for you to eliminate negative entries from your credit report for one of two reasons. 1) Most creditors don’t hang on to old files. They either place them in storage or throw them out. That means they won’t be able to easily verify your dispute, if at all! 2) Many other past creditors simply don’t care to waste their time verifying the accuracy of a credit report that isn’t relevant to making money right here and now!

That is the basis of why credit repair clinics were so successful when they came on the scene. They knew form experience that by created a flood of challenges directly to a credit bureau, sooner or later credotrs who continually received inquiries would become frustrated and simply not respond. They also knew that if the credit bureau didn’t receive a response from the creditor they mailed an inquiry to, on your behalf, within 30 days, the damaging remark by law had to be removed. Thus, a cleaned-up credit report.

BEWARE OF DOUBLE-TROUBLE
CREDIT REPAIR CLINICS

“Credit Counseling” and “Commercial Counseling” services are two completely different things. Before you sign any papers that end up causing you even more financial harm, you better know who you are dealing with!

Whereas credit counseling services are generally non-profit, commercial counseling services (clinics) may charge you 10%-15% or more of your total debt. Meanwhile, the services provided by the non-profit agency is basically the same.

“GRAND-SLAM SUCCESS”
DOESN’T HAPPEN BY ACCIDENT!

Just about everyone at one time or another has experienced some kind of problem with their cash flow. that’s when it became difficult to pay the montly bills and keep up with credit obligations. When that happens, damaging information may begin to appear in your credit file, and bad times can become even worse.

For many people it becomes difficult, if not impossible to obtain any further credit, just when there is a desperate need for it. Unfortunately, banks, lenders, and othe rcreditors do not extend credit on the basis of need. Credit can swiftly be taken away form anyone who cannot demonstrate they are a good credit risk.

Most people can be successful in overcoming credit rejections that have resulted due to damaging information showing up on a credit report. The problem that most people run into, is that they become desperate and will rsort to anything and anyone that comes along with false promises. Then they find themselves in deeper trouble because they’vehanded out more moeny they don’t have, to a crook who gives them nothing in return.

Giving yourself a grand-slam, clean-credit slate doesn’t happen by accident. There are a number of techniques and methods that can be utilized to create or restore a good credit record.

The following information is being provided to you on the basis taht is have been successfully used by others. None of the information is being recommended as techniques you should use. If you decide to use any of the information contained in this report, it is recommended that you first consult with an attorney to obtain legal advice.

TACTICS & TECHNIQUES THAT MAKE
COLLECTION AGENCIES BEG FOR MERCY!

The “Get-Off-My-Back” Wage Earner Plan!

Using Federal Bankruptcy Act, Chapter XIII - Wage Earner Plan, you can file for immediate relief form unmerciful creditors and collection agencies. To be eligible, your monthly bills must exceed your income, and your major income must be earned from a salary or commission.

You can file for the Wage Earner Relief Plan simply by contacting your attorney or the U.S. District Court nearest you. Ask to speak to the person who administers the plan.

Generally within three days of filing, a restraining order will be issued to all of your creditors. Which Will:

1) Stop creditors, collection agencies, lenders, or anyone else who has been notified from contacting or harassing you any further.

2) Immediately stop all action against you that had been initiated by creditor. (Note: For this relief plan to work, it must be accepted by a majority of your creditors. If the majority agrees to the plan, all others must comply.

3) Immediately stop interest and late charges from accumulating any further.

YOU CAN SEEK INJUNCTIVE RELIEF THAT
FORCES CREDIT BUREAUS TO STOP REPORTING
NEGATIVE CREDIT INFORMATION FROM YOUR FILE!

“Injuctive Relief” is an effective legal maneuver that can permanently remove damaging information from your credit report. You will, however, probably require the services of an attorney. This is how it works!

If you can clearly demonstrate that information appearing in your credit report is inaccurate and is damaging your character, credibility, or ability to obtain credit, you can seek Injunctive Relief through the courts. Once relief is granted, a Judge can order a Credit Bureau to immediately stop reporting any damaging information appearing in your credit report as outlined in the order, until such time as a trial or investigation is conducted.

After you, or your attorney, succeed in persuading a Judge to issue an order for Injunctive Relief, you will have from that moment on until the conclusion of a trial or investigation, to obtain new credit.

THE “HERE’S JOHNNY!” CHANGE OF ADDRESS METHOD

Here is another way you can eliminate damaging entries from your credit report:

1) You can magically appear in a completely different part of the country from where you really live, simply by creating a new address for yourself. Just ask a friend or relative to receive your mail at their address and have everything forwarded to that address. The further away, the better. If you don’t know anyone that lives well out of the area, rent a mail drop location. All of your mail will be forwarded by the mail drop to any address you like.

2) After you have established a new address, you can request a credit report from the bureau that services that particular area. Apply with lenders that use this bureau. What you will generally find is that the credit bureau you are now dealing with will have a limited ability to verify negative items appearing elsewhere.

CHECK BANKRUPTCY OFF YOUR CREDIT FILE,
BY CHECKING IT OUT!

The following method of manipulation works (according to some who have used it) when combined with the precious “change of address” method. Just follow these next five steps!

1) Discuss the technique with an attorney who is willing to help.

2) Because bankruptcy is overseen by federal courts, bankruptcy files are kept in the federal archives.

3) Before you apply for credit have your attorney request to have your file “checked-out” form the federal archives.

4) Using your out-of-state address as described in the previous “change of address” method, follow the normal procedure used for appealing any damaging information appearing on your credit report.

5) As long as your attorney has your bankruptcy file, a credit reporting agency will not be able to verify its contents. If they cannot make verifications within 30 days, they must remove the damaging information form your credit report. Because credit bureaus can request an extension, your attorney may have to repeat the process several times. It becomes a question of who will tire first. According to those-in-the-know, it’s usually the credit bureau.

TELL YOUR SIDE OF THE STORY
AND “SMASH” DAMAGING ENTRIES

Another way to challenge and neutralize entries that appear on your credit report is by taking advantage of the “100-Word Consumer Statement.” This method allows you to tell everyone who obtains your report your side of the story. A simple statement may be all it takes to convince a bank, lender or other creditor that a negative piece of information that is appearing in your file, was nothing more than an unfortunate incident ath couldn’t be prevented at the time.

For example, you have been layed-off with hundreds of other workers and suddenly found yourself out of work. By telling your side of the story, a lender will understand why you had problems paying off your credit obligations.

Be certain to be sincere, honest, and not too wordy. Never express anger or hatred. Allow creditors to give you the benefit-of-a-doubt, and the credit you deserve. Ask the credit bureau about placing a 100-word consumer statement into your file.

HOW TO REMOVE A JUDGEMENT
THROUGH A “MOTION TO VACATE”

People have reportedly removed damaging entries (such as judgements) from their credit files by using the following method:

1) Hire an attorney who is willing to help you with yout goal of having damaging entries removed form your credit file.

2) Ask your attorney to file a motion of Service of Process for the purpose of having a damaging judgement entry removed from your credit file. It may be a weak argument for sure, but in this motion, your attorney will argue that the process was served improperly. People have reported that this technique will ultimately work in your favor.

3) By filing a motion of “Service of Process” you are forcing a creditor to appear in court with an attorney to prove the initial legal process was done properly.

4) This legal maneuver works in your favor because, if the lender responsible for the judgement (for example) has been paid, why would he even want to go through the time and expense of showing up?

5) If you show up and the creditor doesn’t, you will win your case through default. Then you will have the legal ammunition necessary to have the damaging judgement information removed from your credit file.

HOW TO UNCONDITIONALLY FORCE CREDIT BUREAUS
TO QUICKLY GIVE YOU THE ADVANTAGE BY PLACING
POSITIVE INFORMATION INTO YOUR CREDIT REPORT

According to Federal Laws enforced by the Federal Trade Commission (FTC), if a credit report results in a debtor’s application for credit being denied, that person has the right to add information that will show a more positive credit history.

All you have to do is contact the credit bureau of your choice and ask them to contact a list of banks, lenders, or other creditors whose names you will provide, for the purpose of having the credit information they provide on you added to your credit file. there may be a small fee, but the good news is that you will practically be able to force a credit reporting agency to improve the substance of your file by putting positive entries on your credit report.

The only businesses you should list are those with whom you have had a flawless credit relationship with. Contact the poeple on your list and let them know a credit reporting agency will be calling or send them a questionnaire. After information has been received and verified, the bureau can add positive items to your credit report.

THE EQUAL CREDIT OPPORTUNITY ACT & WOMEN

Under the Equal Credit Opportunity Act, women have the right to build up their own credit without being discriminated against. Women who do not apply for credit in thei own names are at a ditinct disadvantage. In the event of a divorce or death of a mate, there wouldn’t be a credit history reflecting any personal contributions.

Under the Equal Credit Opportunity Act there is not reason for women to lose their identity when they are married. You can become familiar with all of your rightss as a woman by writing to the following address and asking for your FREE copy of “WOMEN & CREDIT HISTORIES.”

Federal Trade Commission
Washington, DC 20580
ATTN: Women & Credit Histories
FREE BROCHURE who obtains your report your side of the story.

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YOUR MONEY GUIDE TO FREE GOVERNMENT GRANTS

Anyone thinking about going into business for themselves, or wanting to expand an existing business should rush for the world’s largest “one-stop-money-shop” where FREE MONEY to start or expand a business is being held for you by the Federal Government. All about Grants……

It sounds absolutely incredible that people living right here in the United States of America wouldn’t know that each year the world’s largest source of free business help delivers: Grants, Grants and more grants….

* over $30 billion dollars in free grants and low-interest loans;

* over one-half trillion dollars in procurement contracts; and

* over $32 billion dollars in FREE consulting and research grants.

With an economy that remains unpredictable, and a need for even greater economic development on all fronts, the federal government is more willing than it ever has been before to give you the money you need to own your own business and become your own boss!

In spite of the perception that people should not look to the government for help, the great government give-away programs have remained so incredibly huge that if each of the approximately 8 million businesses applied for an equal share, they would each receive over $70,000.

Most people never apply for a FREE GRANT because they somehow feel it isn’t for them, feel there’s too much red-tape, or simply don’t know who to contact. The fact is, however, that people form all walks of life do receive FREE GRANT MONEY and other benefits from the government, and you should also.

HOW TO FIND FUNDING SOURCES WORTH BILLIONS

As with all grant seeking, the key to obtaining grants is preparation and a knowledge about funding sources. Preparation means identifying programs that are available, and then determining if you fall within their restrictions.

The following sources will be invaluable to you in locating thousands of sources of FREE MONEY!

FEDERAL REGISTER: This daily publication contains changes, proposed changes, and notices about rules and regulations affecting all government agencies and their programs. Federal agencies must publish the program description, eligibility requirements, and program guidelines in the Federal Register. For current subscription costs write to: Superintendent of Documents, U.S. Government Printing Office, Washington, DC 20402.

CATALOG OF FEDERAL DOMESTIC ASSISTANCE: This publication lists a complete description of every program in the federal government that makes funds available to private business. Write to the U.S. Government Printing Office, Washington, DC 20402.

COMMERCE BUSINESS DAILY: This publication contains a daily listing of U.S. Government procurement invitations, contract awards, subcontracting leads, sales of surplus property, and foreign business opportunities. For current annual subscriptions costs write to the Superintendent of Documents, U.S. Government Printing Office, Washington, DC 20402.

FREE FEDERAL MONEY GIVEN AWAY TO ASSIST BUSINESSES

GRANT MONEY FOR BUSINESSES IN POOR ECONOMIC AREAS: Contact the Economic Adjustment Division, Director, Economic Development Administration, Herbert Hoover Bldg., Rm. H7217, Washington, DC 20230.

GRANT MONEY FOR MINORITY BUSINESS DEVELOPMENT: Grants are awarded up to $2 million dollars to stimulate growth. Contact the Minority Business Development Agency, Department of Commerce, Washington, DC 20230.

FREE MONEY TO PROVIDE ASSISTANCE TO ECONOMICALLY DISADVANTAGED BUSINESSES: Management and technical assistance is provided free to disadvantaged businesses. Contact the Associate Administrator for Small Business, 1441 L Street, NW, Rm. 602, Washington, DC 20416.

GRANT MONEY FOR INVESTORS IN RENTAL APARTMENT BUILDINGS WHO ARE IN FINANCIAL TROUBLE: Contact the Chief, Program Support Branch, Management Operations Division, Office of Multi-Family Housing Management, Department of Housing and Development, Washington, DC 20420.

GRANT MONEY FOR WOMEN’S ENTERPRISES: Up to $200,000 dollar grants are awarded to women in business annually. Contact the Office of Women’s Business Ownership, U.S. Small Business Administration, 409 Third Street, SW, Washington, DC 20416.

GRANT MONEY FOR REAL ESTATE INVESTORS WHO RENT TO ELDERLY OR HANDICAPPED PEOPLE: Contact the Director, Office of Multi-Family Housing Management, Dept. of Housing and Urban Development, Washington, DC 20410.

GRANT MONEY FOR INDIAN-OWNED BUSINESSES: Contact the office of Tribal Servies, Bureau of Indian Affairs, 1849 C Street NW, MS #4603-MIB, Washington, DC 20240.

FREE STATE GRANT MONEY

There simply isn’t enough room in this report to begin listing all the FREE MONEY programs that are available from the federal and state governments. We can tell you however, the general types of programs that are available and where to begin.

As you contact different agencies for grant money, learn not to accept “no” as a final answer. There are so many new programs being offered each year that often an agency’s own employees won’t be aware they are offering the one you ask about. If being persistent doesn’t help, get in touch with your congressman and let them track down a program that meets your needs.

TYPES OF PROGRAMS AVAILABLE THROUGH

STATE AND FEDERAL AGENCIES

FREE MONEY: Usually through direct grants that do not have to be paid back.

BUSINESS CONSULTING: Free management advice is offered on almost every business subject by the Department of Economic Development to minimize new business start-up management costs.

BUSINESS SITE SELECTION: State hired specialists are available to assist new entrepreneurs select the best possible location for their new business.

MANAGEMENT TRAINING: Most states will assign specialists to work with a new business with one-on-one management training.

EMPLOYEE TRAINING ASSISTANCE: This program provides FREE MONEY to train employees. FREE MONEY is also available to send employees to school.

R

ESEARCH & DEVELOPMENT GRANTS: FREE MONEY is available to attract high-tech related companies.

PROGRAM CONSULTANTS: States have highly trained management consultants who will locate Federal Grant Programs and help you through the application Process.

FORMS & DOCUMENTS: State professionals will help a new business owner apply for permits, licenses, or any other legal document a business may require.

VENTURE CAPITAL FINANCING: This method can provide FREE MONEY in the sense you wouldn’t have to pay it back. You would, however, probably have to give up part of the ownership of your business in order to receive financing. Most states have their own venture capital finance terms that invest in high risk businesses.

MINORITIES & WOMEN: FREE MONEY grants are available in most states for women or minorities who want to start a business.

LOW INTEREST LOANS: A state may raise money through industrial revenue bonds to buy your fixed-asset equipment. The public, which invests in these bonds, do not pay taxes on the earned interest. When a low interest loan is granted, the states does not guarantee that investors will get their money back if the business fails. If a state issues a general obligation bond, a public investment is then guaranteed. The states will also make direct loans at low interest, or even co-sign a commercial bank loan. If a state co-signs a loan for you, it may subsidize your interest and reduce an already low-interest rate lower yet.

SMALL BUSINESS DEVELOPMENT CENTERS

Every state has Small Business Development Centers who can match you up with the right FREE MONEY grant program. All development centers offer free counseling to anyone wishing to start or expand a business. Their services are varied but include: FREE seminars, workshops, business planning, feasibility studies, marketing research, management analysis, sales technique, financing, exporting, inventory control, accounting, record keeping, and grant applications. Whatever your questions about FREE MONEY grants or starting a business, refer to your telephone directory under State Offices and contact your Small Business Development Center.

GETTING FREE MONEY FROM VENTURE CAPITAL SOURCES

A venture capital company is another source for FREE MONEY in financing your business plans. But since they are willing to assume some risk by investing in your business, they also expect some equity in the business itself.

Venture capital companies invest in projects they feel will be successful and bring a return on their investment. If you are interested in asking a venture capital company to invest in your business refer to your telephone directory under Venture Capital Companies or Investment Companies, and contact those who are in the same area you want to start your project in.

SMALL BUSINESS INVESTMENT COMPANIES

Small business investment companies can provide your business with the capital it needs by; 1) giving you a free loan; 2) making a stock investment in your business; or 3) offering a combination of the two.

Small business investment companies are in the business of making money just like any other business. The biggest difference between them and another investor is:

1) They are privately managed firms who are licensed and partially financed by the federal government’s Small Business Administration.

2) All of its transactions are regulated by the government.

3) Their success depends on the growth and profits of companies they own stock in. They often give money in exchange for stocks.

4) Their loans usually carry lower interest rates than commercial banks.

5) Straight loans repayments are carried over a longer period of time.

6) Most businesses are eligible, especially if they are 50% minority owned.

For a complete listing of the thousands of Small Business Investment Companies, visit your local library and ask for the SBIC Catalog. Study the catalog and note the companies that specialize in your area of interest. Then write them and request more information on what they have to offer.

WRITING A SUCCESSFUL GRANT APPLICATION

To write a successful grant application for FREE MONEY it should be well planned. You should be familiar with exactly how a particular agency prefers to have their grant proposals completed. If you have to prior experience in writing grant proposals, this is another area where your State Small Business Development Centers can help.

WORK CLOSELY WITH THE
FREE MONEY GRANTOR AGENCY

Once you decide which government agency you want FREE MONEY from, contact them and ask for a grant application kit. Get to know some of the grantor agency personnel. Experts love to talk about their programs, so ask for advice, suggestions, and criticisms about your proposed project.

In most cases, the more an agency knows about your grant proposal, the better your chances will be of getting support from the personnel who ultimately approve your FREE MONEY request.

Often it is a grantor’s advantage to send their grant proposal summary to an agency official they have developed a contact relationship with, and ask them to review and return it to you with their comments. Be certain this approach is acceptable with your agency contact. You wouldn’t want a first draft mistakenly processed before it was finished.

Making a personal visit to the agency’s office in your area is also important. Face to face contact will help you understand eligibility requirements, deadlines, maximum FREE MONEY amounts you can apply for, and other details you want to know about. You can also utilize an agency’s library and determine through books, brochures, and conversation if there are other agencies you could apply to for FREE MONEY. There is nothing that says you can’t apply for two, three, or more FREE MONEY grants at one time!

ESTABLISH YOUR OWN PROFESSIONAL NETWORK

Do some networking and maintain continuous contact with people who can gather information for you about FREE MONEY GRANTS. Nothing can be substituted for personal contact with the decision makers who are in charge of grant programs. Learn to use your personal influence (and theirs) to achieve your goals.

The U.S. Government Printing Office maintains a wealth of information that people never take advantage of! Write to them and ask for a copy of the “U.S. Government Directory” and ask for a list of books, brochures, and documents that covers your field of interest. Tell them you are especially interested in obtaining information about FREE FEDERAL MONEY that’s available to private citizens.

Remember, “FREE FEDERAL MONEY” doesn’t mean you have to travel to Washington, DC. It just means finding out where the agencies are within your own states and local governments. The contacts you want to make may only be minutes away.mall business investment company

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Your FREE Unlimited Opportunity Guide

The Free 100 Sources of unlimited opportunities in this report have been hand-picked for low-cost buying and profit making. Your Time to earn more money……At the time of printing all addressed were correct and all offers were as stated. The publisher can not be held responsible for any withdrawn offers or changes in address i any of the firms. UNLIMITED OPPORTUNITIES GUIDE was published as Free information, only Guide. It is suggested that when writing to any of the firms, that you use business stationery and typewrite all correspondence for best results.

Free Unlimited Information.

1. AMITY HALLMARK, LTD., P.O. Box 1148, Linden Hill Sta., Flushing, NY 11354 offers 1000 8 1/2 x 11 circulars printed and postpaid for only $4.95. Write.

2. BUSINESS ENVELOPE MANUFACTURERS, INC., Pearl River, NY 10965 will print #10 envelopes for as low as $3.60 per 1000 and Return Address envelopes for as low as $2.60 per 1000. Write for free list.

3. Get Baby Supply Catalog for 25ó from VOLZ ENTERPRISES, 602 Ferris St., Ypsilanti, MI 48197. Dealership available. Firm will drop-ship.

4. Write UNITY BUYING SERVICE, INC., Mt. Vernon, NY 10551 for information on buying Name Brands at factory prices, plus 5% handling charge.

5. HI-TEST PREMIER PRODUCTS, INC., 361 Broadway, New York, NY 10006 offers quality low cost imported tools. Write.

6. AFRICAN WOODCARVINGS, INC., 260 5th Ave., New York, NY 10011 offers low priced African woodcarvings. Write.

7. MASHBURN’S, P.O. Box 118-W, Enka, NC 28728 will pay up to $1.00 each for cards and letters postmarked before 1915. Send stamp for list.

8. GUTMANN CUTLERY CO., INC., 3956 Broadway, New York, NY 10006 offers imported rifle scopes at lowest importer prices.

9. ARCO PUBLISHING CO., 480 Lexington Ave, New York, NY 10017 offers self-help books at lowest wholesale cost. Write.

10. Write STRADOLIN CORP., 561 6th Ave., New York, NY 10011 for their wholesale catalog on musical instruments.

11. MASHBURN COINS, Enka, NC 28728 will buy old coins at highest dealer prices for buying. List dates, mint and condition of your coins. Enclose stamp for highest offer by return mail.

12. SUMBERG ENTERPRISES, Dept. “Coins”, 331 Eastern Ave., Maiden, MA 02148 offers wholesale coin supplies and books. Write.

13. Join RECORD CLUB OF AMERICA, York, PA 17045. Send $5.00 for life membership. Receive catalog 25,000 records.

14. SUPERINTENDENT OF DOCUMENTS, Govt. Printing Office, Washington, DC offers a free list of directories and books they publish.

15. LAKESIDE IMPORTS CO., 6800 N. Campbell, Chicago, IL 60645 offers free wholesale catalog of over 100 fast sellers.

16. Write WARSHAWSKY & CO., 1900-24 S. State St., Chicago, IL 60616 for their wholesale automotive parts and accessories catalog.

17. Get free report on “Coin Investing” from GEORGE W. HALINGS, P.O. Box 265, Carlsbad, CA 92008.

18. Send $1.00 to COIN WORLD, P.O. Box 150, Sidney, OH 45365 for copy of “Basic Knowledge for the Coin Collector”.

19. NATIONAL COUNCIL OF MAILING LIST BROKERS, 55 W. 42nd St., New York, NY 10046 offers a free list reliable Mailing List Brokers.

20. Write DIVISION OF PRINTING SERVICE, Dept. of Commerce, Washington, DC for free booklet “Mail Order Business.”

21. TRAPKUS ART STUDIO, 5120 11th Ave., Moline, IL 61265 is the best and lowest cost producer of Art Work for your product or service.

22. SHELDON CORD PRODUCTS, 3320 W. Lawrence Ave., Chicago, IL 60625 offers a catalog of products below wholesale. Send $1.00 for catalog.

23. JACOBI INDUSTRIES, 1715 E. Mercer, Seattle, WA 98102 offers free wholesale catalog of Jewelry, Watches and gifts.

24. PENNY LABEL CO., 9-15 Murray St., New York, NY 10007 offers lowest prices on gummed perforated addressing labels and other labels.

25. GUILD MAIL ORDER HOUSE, 103 E. Broadway, New York, NY 10002 offers used Factory cleaned sport coats and suits for $5.75 and $9.95. Free catalog.

26. COPEN PRESS, 100 Berriman St., Brooklyn, NY 11208 will print 8-page catalogs or booklets for as low as 1.5 cents each. Write for price list.

27. GUTMANN CUTLERY CO., INC., 3956 Broadway, New York, NY 10006 offers imported knives, fishing and hunting equipment as importer prices.

28. MASHBURN’S IMPORTICO, Enka, NC 28728. For details and sample circulars of their directories, folios and manuals. Circulars are supplied at cost. Will drop-ship or you may stock at profits at 500%.

29. ACE TOY, 468 W. Broadway, New York, NY 10012. Wholesale toys. Ask for catalog.

30. BUSINESS ENVELOPES MANUFACTURERS, INC., Pearl River, NY 10965 offers printed 2-color letterheads for $8.80 per 1000. Write.

31. Write CUCKOO CLOCK MFG. CO., INC., 40 W. 25th St., New York, NY 10001 for catalog and prices of Cuckoo, wall, alarm and mantle clocks.

32. Get 1000 business cards printed for $3.00 or 100 statements for $4.75 from NEW YORK BUSINESS CARD CO., 1272 St. Lawrence Ave., New York, NY 10472. Write.

33. JJK-COPY ART, 165 W. 46th St., New York, NY 10036 will reproduce 100 8″ x 10″ glossy photos for only $12.45.

34. OLD COLONIAL ANDERSON MILLS, Dalton, GA 30720 offers free catalog of irregular bedspreads for as low as $1.60 each. Write.

35. MUSIC, P.O. Box 3305, Beverly Hills, CA 90213 offers new 45 RPM records for 4ó each and LP records for 40ó each. Write.

36. HARLOW GEOGRAPHICS, Box 23, Kingston, MA 02360 offers old National Geographics magazines for as low as 20 cents each. Write for price lists.

37. Get free catalog of new and used printing machinery, supplies and equipment from TURNBAUGH SERVICES, Mechanicsburg, PA 17055.

38. Get Electric IBM typewriters for as low as $89.50 and others at $19.95 from QUALITY OFFICE EQUIPMENT CORP., 166 W. 23rd St., New York, NY 10011. Write.

39. Send $1.00 for sample catalog and dealer set-up on “Adult Books” to WORLD WIDE BOOK SERVICE, 251 Third Ave., New York, NY 10010

40. WM. STROH, INC., 568-570 54th St., West New York, NJ 07083 will pay up to $25.00 per 1000 for your inquiry letters.

41. RUGBY PRESS, 3321 Ave. N, Brooklyn, NY 11234 offers personalized memo pads (1000 sheets) for only $4.50 postpaid.

42. MUSIC ENTERPRISES, P.O. Box 55088, Sherman Oaks, CA 91413 offers factory-fresh 8-track tapes for as low as 80ó each, postpaid. Write.

43. FEDERAL, 6652 N. Western, Chicago, IL 60645 offers 1-dozen Party records for only $18.00. Ask for free catalog.

44. Get catalog of Mexican leather purses, wallets and vests with over 200% profit with 25ó to HANDLEATHER CO., Box 282, Nestor, CA 92053.

45. LIBERTY BOOK CO., 210 5th Ave., New York, NY 10010 offers adult paperback books at wholesale prices. Write.

46. Get free Newsletter, “Selling Books By Mail” from PUBLISHERS EXCHANGE, P.O. Box 1355, Sioux Falls, SD 57101.

47. DAVIS BOOK WHOLESALES, INC. 115 E. 23rd St., New York, NY 10010 offers surplus and closeout books at wholesale prices. Write.

48. CHAMPION PRINTING CO., Box 148, Ross, OH 45061 will drop-ship printing orders to your customers.

49. OTTO GRUENHUT CO., 377 Broadway, New York, NY 10013 offers pens and pencils at lowest wholesale prices.

50. MAILERS EQUIPMENT CO., INC., 40 W. 15th St., New York, NY 10011 offers factory rebuild Address machines and Mailing equipment. Write on letterhead.

51. JEROS TACKLE CO., INC., 111 16th St., Brooklyn, NY offers all kinds of fishing tackle at importers prices. Write.

52. MAILERS EQUIPMENT CO., INC., 40 W. 15th St., New York, NY 10011 offers rebuilt Pitney Bowes postage meters. Write.

53. ADDRESSING MACHINE & EQUIPMENT CO., 383 Lafayette, New York, NY 10003 offers rebuilt offset printing presses at lowest prices. Write.

54. Send $1.00 to WORLD TRADE INQUIRIES, Hillyard, WA 99207 for copy of Japan-Hong Kong Directory.

55. MEXICAN IMPORTING CO., North Pacific, Albany, OR 97321 offers Mexican feather-bird pictures at jobber prices. Send 25ó for sample pictures and prices.

56. SOUTH BAY ENTERPRISES, 65 “I” St. Chula Vista, CA 92010 offers free wholesale catalog of Mexican hand-tooled purses.

57. BOOK SUPPLY CO., P.O. Box 98, Pacific Palisades, CA 90272 offers “girlie” magazines that you can whoesale to retail stores. Sent $1.00 for samples and prices.

58. SOUTHERN WATCHES, 5 South Wabash, Chicago, IL 60603 offers free list of pocket and wrist watches starting at $3.00 each. Write.

59. T. MASON SALES CO., 957 N. Lewis Ave., Waukegan, IL 60085 offers check writers and money-making details for only $5.00 each for first sample.

60. Send 35 cents for BREWSTER SALES, 808 Washington, St. Louis, MO 63101 for 100 2-color name and address labels.

61. Send 12 cents to HOME BUSINESS DIGEST, P.O. Box 839, Long Beach, NY for a sample copy of their publication.

62. METRO, 60 South St., Boston, MA 02111 offers free closeout lists.

63. MASHBURN’S, P.O. Box 188-W, Enka, NC 28728 will pay up to $.50 each for old baseball cards. Send stampted, self-addressed envelope for list.

64. Write COLECTORS NEWS, Box 156, Grundy Center, IA 50638 for a free copy of their publication.

65. Write STEPHENS PRODUCTS CO., 2160 Broadway, New York, NY 10023 for free wholesale catalog of costume and personalized jewelry.

66. ITRACO WATCH CO., Zurich I, Switzerland will drop ship low-cost and premium watches to your customer.

67. A.A. ARCHBALD, P.O. Box 57985, Los Angeles, CA 90057 offers many books of printed cuts, type fonts, borders, etc., for offset printing paste-ups.

68. Send $.25 to HOME BUSINESS DIGEST, P.O. Box 839, Long Beach, NY 11561 for sample catalog and instructions on ow to make $100 weekly mailing catalogs.

69. Write for free copy of “Commerce in Germany” to U.S. CHAMBER OF COMMERCE IN GERMANY, Taunusantage 21, Frankfurt A.M., West Germany.

70. MADE IN EUROPE, 21-29 Unterlindau, 6 Frankdurt 1, West Germany want established U.S. dollars to sell subscriptions to their magazine.

71. JAKLA GEM, Box 3066, Seminole, FL 33542 offers diamond-like rings as low as $5.00 each.

72. SELECTIVE BOOKS, INC., 159 Banker St., Brooklyn, NY 11222 offers 100 adult novels as low as $.18 each.

73. Get copy of “How to Become Rich” from SUCCESS INTERNATIONAL, Box 2447, Livonia, MI 48151.

74. MASHBURN’S, Box 118-W, Enka, NC 28728 buys most all old pocket knives. Write giving name, tracing and full description of knives. Stamped envelope will get our best offer.

75. Send $1.00 to H.L. RANDALL, 2160 Nokomis, St. Paul, MN 55119 for 16-page buying list of old books.

76. Write “AFRICAN-ASIAN MARKETS”, P.O. Box 325, Bonbay 1, India for their free Trade Journal. Write on your letterhead.

77. Write HONG KONG ENTERPRISE, Ocean Terminal, 2nd Deck, Lantoo Gallery, Kowloon, Hong Kong for copy of their Trade Journal. Write on your letterhead.

78. Send $.25 to HARPENG LIANG, P.O. Box 1765, Bangkok, Thailand for information on products they will drop ship.

79. MULTICRAFT, P.O. Box 4119, Rotterdam, Netherlands offers free drop ship catalog.

80. MERRILL & CO., 7 Bennett St., Battle Creek, MI 49017 offers 1000 First Quality red border shipping labels for $6.50. Write.

81. MID-AMERICA BOOK CO., Main Street, Leon, IA 50144 offers free catalog of hundreds of books on antiques.

82. ASIAN IMPORTS, 6902 20th Avenue, Hyattsville, MD 20783 offers free drop ship catalog of Asian products.

83. ATLAS ASSOCIATES, 5 Matter Strasse, 85 Nuernberg/Eiback, Germany drop ships imitation 400-day clock. Write.

84. RUDI KLENZIER, 7745 Schonach, Germany offers catalog of hand carved souvenirs and clocks.

85. Write EARL P.L. APPELBAUM, INC., 1420 Walnut, Philadelphia, PA 19102 for free periodical catalogs of Stamp Mail-Bid auctions.

86. HONG KONG TRADE DEVELOPMENT COUNCIL, Ocean Terminal, Kowloon, Hong Kong will give free information on firms and products from Hong Kong.

87. IRISH EXPORT BOARD, Lansdowne House, Ballsbridge, Dublin 4, Ireland will give information on firms and products of Ireland.

88. Write TAIWAN HANDICRAFT PROMOTION CENTER, Schung Shan Rd., S., Taipei, Taiwan, Formosa for free copy of “China Handicraft Industry” monthly.

89. Get copy of “Oriental America” form EAST ASIA PUBLISHING CO., 298, 3-chrome, Harajuku, Shibuya-ku, Tokyo, Japan.

90. Get copy of “Japan Trade Monthly” from JAPAN TRADE MONTHLY, Dentsu Bldg., Tokyo, Japan.

91. Get directory of 92 Mailing List Houses for $.35 form THE SMALL BUSINESS ADMINISTRATION, Washington, DC 20416.

92. Get free 42-page catalog of mailing lists from HAMS PUBLICATIONS, 224 Market St., Newark, NJ 07102.

93. Get free 120-page catalog of 120,000 mailing lists form FRITZ S. HOGHEIMER, INC., 29 E. 22nd St., New York, NY 10010.

94. NECTAR LABEL CO., 34 Hubert St., New York, NY 10013 offers low-cost high quality shipping labels. Write for price list.

95. Get free book “Selling by Mail Order” form SMALL BUSINESS ADMINISTRATION, Washington, DC 20416.

96. Get brochure of pornographic fils vrom EKIBA A/S P.O. Box 11, DK-2660, Broenby Strand, Denmark. Send $1.00 for Airmail and handling.

97. Write IMPERIAL MERCHANDISE CO., 22 W. 23rd St., New York, NY 10010 for catalog of imported products.

98. Write COURT KNITWEAR, LTD., Court Devenish, Athione, Ireland for information and prices on their pure-wool hand-knitted sweaters. Firm will drop ship.

99. Send $1.00 for MASHBURN’S IMPORTICO, Box 118-W, Enka, NC 28728 for copy of “FOREIGN PUBLICATIONS DIRECTORY”.

100. Send $1.00 to RUTWARD PUBLICATIONS, Box 735-M, Norwalk, CT 06852 for copy of “Profits in Mail Order.”

The names and addresses of all firms listed in this directory were correct at the time of publication. It is suggested that you write to all sources on your business letterhead and that you type all corrections when writing to foreign firms.

This directory is printed aas information only. We will not be held responsible for any withdrawal of offers or any transactions made with the firms.

free unlimited opportunity earn income extra money guide advice jobs work at homeTechnorati Tags: free unlimited opportunity earn income extra money guide advice jobs work at home

MAKING MONEY WITH YOUR OWN AD SHEET

There are many ways of making money on the internet and we will share alot of ways here on our free work at home blog.

Usually ad sheets are started by the publishers cutting ads from other magazines and making his paste-up with these “freebies”.
The beginner then mails his ad sheet to those dealers and asks them to re-run their ads with him an “x” number of dollars per column inch.
This is a risky beginning because many dealers will not buy additional ad space for one reason or another.
DOMAR ENTERPRISES, Box 581, Laurel, MD 20810 has a method for starting ad sheets that is almost 100% ads with the paid ads.
Until you get paid ads, you continue making money whether you get paid advertisers or not. Moreover, THIS SAME COMPANY will actually
design your master ad FREE if you will run their 3 x 6 ad in your first edition. Thus, you make money off their ads, and you get a
professionally designed ad sheet free.those dealers and asks them to re-run the ad.
Until you get paid ads, you continue making money whether you get paid advertisers or not.

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Earn money online with Quickbooks

Recently, I purchased the quick books tutorial and began learning quick books in order to professionalize my business, and account for my money. After purchasing quick books I joined the quick books community and found that there are actually many people that earn substantial amounts of income using quick books and managing the business of other, right from the comfort of there home.

After careful research I found that you can easily become a Certified Professional Quick books pro, which will look really nice on your resume and earn you some extra income.

Since I purchased two copies I have decided to offer a FREE giveaway for my extra Quick books copy. If you are the first to respond to this post, or email me, I will send you a Free copy of Quick books.

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